PICK YOUR TERM & SEE YOUR SAVINGS GROW 7-MONTH CD 4.03% Rate with qualifying Bell account, 3.83% APY with non-qualifying accounts.² 14-MONTH CD 4.00% Rate with qualifying Bell account, 3.80% APY with non-qualifying accounts.² 21-MONTH CD 4.00% Rate with qualifying Bell account, 3.80% APY with non-qualifying accounts.² Bell Bank 205 West Washington Avenue | 218.998.5600 | Member FDIC Annual percentage yield (APY) effective as of Dec. 22, 2022 $500 minimum balance required to earn the disclosed APY. Interest on the 14-month and 21-month certificates of deposit (CDs) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal Requirement to qualify for a relationship rate: an individual must have personal ownership in an open Bell personal checking account (America's Best Checking, America's Best Interest Checking, America's Best Premier Interest Checking) or personal premier money market savings (Premier Money Market Savings, Premier Money Market Savings Plus). 38579 PICK YOUR TERM & SEE YOUR SAVINGS GROW 7 - MONTH CD 4.03 % Rate with qualifying Bell account , 3.83 % APY with non - qualifying accounts.² 14 - MONTH CD 4.00 % Rate with qualifying Bell account , 3.80 % APY with non - qualifying accounts.² 21 - MONTH CD 4.00 % Rate with qualifying Bell account , 3.80 % APY with non - qualifying accounts.² Bell Bank 205 West Washington Avenue | 218.998.5600 | Member FDIC Annual percentage yield ( APY ) effective as of Dec. 22 , 2022 $ 500 minimum balance required to earn the disclosed APY . Interest on the 14 - month and 21 - month certificates of deposit ( CDs ) will be compounded and credited annually and at maturity . Interest on the 7 - month CD will be compounded and credited at maturity . There may be a penalty for early withdrawal Requirement to qualify for a relationship rate : an individual must have personal ownership in an open Bell personal checking account ( America's Best Checking , America's Best Interest Checking , America's Best Premier Interest Checking ) or personal premier money market savings ( Premier Money Market Savings , Premier Money Market Savings Plus ) . 38579