A THRIVENT FINANCIAL Be Wise With Money T Kurt A Nygaard CHFC®, RICP®, CLTC® Financial Consultant Kelsey J Heck Financial Associate 1401 College Way Fergus Falls, MN 56537 218-998-2723 27193 R5-19 272371 A THRIVENT FINANCIAL Be Wise With Money T Kurt A Nygaard CHFC®, RICP®, CLTC® Financial Consultant Kelsey J Heck Financial Associate 1401 College Way Fergus Falls, MN 56537 218-998-2723 27193 R5-19 272371