MY FREE CHECKING 3.01% MY KIND OF BANK! ST NATIONAL BANK Henning Ottertail Battle Lake FNB Cash "APY-Annual Percentage Yield APYs accurate as of 02/10/2023. Rates may change after account is opened Minimum to open is $100, If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $35,000 receive APY of 3.0; and (3) balances over $35,000 eam 0.25% interest rate on portion of balance over $35,000. If qualifications are not met all balances earn 0.30% APY Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle follows the current statement cycle which ends the second Thursday of each month and starts the next business day. Transfers between accounts do not count as qualifying transactions, Limit one FNB Rewards checking account per SSN. Member FDIC MY FREE CHECKING 3.01 % MY KIND OF BANK ! ST NATIONAL BANK Henning Ottertail Battle Lake FNB Cash " APY - Annual Percentage Yield APYs accurate as of 02/10/2023 . Rates may change after account is opened Minimum to open is $ 100 , If qualifications are met each monthly qualification cycle : ( 1 ) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $ 4.99 per single transaction and credited to account on the last day of monthly statement cycle ; ( 2 ) balances up to $ 35,000 receive APY of 3.0 ; and ( 3 ) balances over $ 35,000 eam 0.25 % interest rate on portion of balance over $ 35,000 . If qualifications are not met all balances earn 0.30 % APY Qualifying transactions must post to and settle account during monthly qualification cycle . Transactions may take one or more banking days from the date transaction was made to post to and settle an account . ATM - processed transactions do not count towards qualifying debit card transactions . Monthly Qualification Cycle follows the current statement cycle which ends the second Thursday of each month and starts the next business day . Transfers between accounts do not count as qualifying transactions , Limit one FNB Rewards checking account per SSN . Member FDIC