Bell Bank Member FDIC 7-MONTH CD 5.31% 14-MONTH CD 5.00% 205 W. Washington Ave. | 218.998.5600 ¹ Annual Annual percentage yield (APY) effective as of Jan. 11. 2024. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn interest as follows: 7-month CD 5.36% APY, 14-month CD 5.05% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal. 24-36 Bell Bank Member FDIC 7 - MONTH CD 5.31 % 14 - MONTH CD 5.00 % 205 W. Washington Ave. | 218.998.5600 ¹ Annual Annual percentage yield ( APY ) effective as of Jan. 11. 2024. $ 500 minimum balance required to earn the disclosed APY . Balances greater than $ 99,999 will earn interest as follows : 7 - month CD 5.36 % APY , 14 - month CD 5.05 % APY . If compounding and crediting increases the balance to exceed $ 99,999 , the increased rate will take effect upon renewal . Interest on the 14 - month certificate of deposit ( CD ) will be compounded and credited annually and at maturity . Interest on the 7 - month CD will be compounded and credited at maturity . There may be a penalty for early withdrawal . 24-36