DON'T WAIT: SWITCH TO HIGHER RATES ELITE MONEY MARKET SAVINGS 3.75 %/y APY1 $25,000 MINIMUM BALANCE TO EARN INTEREST | DEPOSIT OR WITHDRAW AT ANY TIME 7-MONTH CD 4.29% py Bell Bank Family and Employee Owned 205 W. Washington Ave. | 218.998.5600 ¹Annual percentage yield (APY) is effective as of the date of this publication. APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Minimum balance of $25,000 to earn interest. There is a service fee of $10 if minimum balance is not maintained. There is a $5 fee for each withdrawal or debit over six in a monthly statement cycle. $50 minimum opening deposit required. Not available for business accounts. 2Annual percentage yield (APY) effective as of the date of this publication. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn 4.34% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest will be compounded and credited at maturity. There may be a penalty for early withdrawal. Member FDIC MRK-280 DON'T WAIT : SWITCH TO HIGHER RATES ELITE MONEY MARKET SAVINGS 3.75 % / y APY1 $ 25,000 MINIMUM BALANCE TO EARN INTEREST | DEPOSIT OR WITHDRAW AT ANY TIME 7 - MONTH CD 4.29 % py Bell Bank Family and Employee Owned 205 W. Washington Ave. | 218.998.5600 ¹Annual percentage yield ( APY ) is effective as of the date of this publication . APY is variable and may change after account is opened . If fees are applied , earnings may be reduced . Minimum balance of $ 25,000 to earn interest . There is a service fee of $ 10 if minimum balance is not maintained . There is a $ 5 fee for each withdrawal or debit over six in a monthly statement cycle . $ 50 minimum opening deposit required . Not available for business accounts . 2Annual percentage yield ( APY ) effective as of the date of this publication . $ 500 minimum balance required to earn the disclosed APY . Balances greater than $ 99,999 will earn 4.34 % APY . If compounding and crediting increases the balance to exceed $ 99,999 , the increased rate will take effect upon renewal . Interest will be compounded and credited at maturity . There may be a penalty for early withdrawal . Member FDIC MRK - 280